مرور نظام‌مند عناصر مدل کسب‌وکار بانکداری دیجیتال با استفاده از روش تحلیل محتوا

[1] Savić, D. “Digital transformation and grey literature professionals”, Grey Journal, February, 16, 2020, 11-17.
]2[ کلانتری ا.، منتظر غ. «تحولات همگرا در آینده علم و فناوری: مطالعه تطبیقیِ ایالات متحده، روسیه و چین»، پژوهشهای مدیریت در ایران، 22(1)، (1400)، 241-274.
[3] Linz, C., Müller-Stewens, G. & Zimmermann, A. “Radical Business Model Transformation: Gaining the Competitive Edge in a Disruptive World”, Kogan Page, London, Philadelphia, PA and New Delhi, 2017.
[4] Dennis, R. M. & Jan, M. “The Impact of Digital Transformation on Incumbent Firms: An Analysis of Changes, Challenges, and Responses at the Business Model Level”, ICIS 2020 Proceedings. 8, 2020.
[5] Verhoef, P. C., Broekhuizen, T., Bart, Y., Bhattacharya, A., Dong, J. Q., Fabian, N., & Haenlein, M. “Digital transformation: A multidisciplinary reflection and research agenda”, Journal of Business Research, 122, 2021, 889-901.
[6] Arnold, C., Kiel, D. & Voigt, K.-I. “How the Industrial Internet of Things changes business models in different manufacturing industries”, International Journal of Innovation Management, Vol. 20(8), 2021, 1640015-1-1640015-25.
[7] Wirtz, B.W., Schilke, O. & Ullrich, S. “Strategic development of business models: implications of the web 2.0 for creating value on the internet”, Long Range Planning, 43(2/3), 2010, 272-290.
[8] Teresiene, D., Pu, R., Pieczulis, I., Kong, J. & Yue X. “The Interaction between banking Sector and financial technology companies: Qualitative assessment—A case of Lithuania”, MDPI: Risks, 9(10), 2021, 21.
[9] Kohtamäki, M., Parida, V., Patel, P. C., & Gebauer, H. “The relationship between digitalization and servitization: The role of servitization in capturing the financial potential of digitalization”, Technological Forecasting and Social Change, 151, 2020, 119804.
[10] Lerch, C., & Gotsch, M. “Digitalized product-service systems in manufacturing firms: A case study analysis”, Research-Technology Management. 58(5), 2015, 45–52.
[11] Kamalaldin, A., Linde, L., Sjödin, D., and Parida, V. “Transforming provider-customer relationships in digital servitization: A relational view on digitalization”, Industrial Marketing Management. 89, 2020, 306–325.
[12] Ganguly, A., and Euchner, J. “Conducting business experiments: Validating new business models”, Research-Technology Management. 61(2), 2018, 27–36.
[13] Voigt, K. I., Buliga, O., & Michl, K. “Business Model Pioneers”, Management for Professionals. AG Switzerland: Springer International Publishing. 2017.
[14] Teece, D.J. “Business models, business strategy and innovation”, Long Range Planning. 43(2-3), 2010, 172e194
]15[ گوگردچیان ا.، طیبی س. ک.، صادقی عمرو آبادی ب. «اثر توسعه روابط مالی بین‌بانکی بر سودآوری و تخصیص اعتبارات در کشور»، پژوهش‌های پولی و بانکی، 2 (5)، (1389)، 77- 102.
[16] Mohammadkhani, M., Divandari, A., Talebi, M., & Amiri, M. “A Systematic Review of Banking Business Models with an Approach to Sustainable Development”, Journal of System Management, 6(1), 2020, 1-18.
[17] Hamel, G. Leading the Revolution. Harvard Business School Press, Boston. 2000.
[18] Osterwalder, A., Pigneur, Y., Tucci, C.L. “Clarifying Business Models: Origins, Present, and Future of the Concept”, Communications of the Association for Information Systems. 16, 2005, 1-25.
[19] Prahalad, C.K., Ramaswamy, V. “Co-creating unique value with customers”, Strategy&Leadership 32 (3), 2004, 4-9
[20] Hedman, J., Kalling, T. “IT and Business Models: Concepts and Theories”, Copenhagen Business School, Copenhagen. 2002.
[21] Landau, C., Karna, A. and Sailer, M. “Business model adaptation for emerging markets: a case study of a German automobile manufacturer in India”, R&D Management. 46(3), 2016, 480-503.
[22] Johnson, M. Seizing the White Space: Business Model Innovation for Growth and Renewal. Harvard Business Press, Boston. 2010.
[23] Callio, J., Tinnila, M., Tseng, A. “An international comparison of operator-driven business models”, Business Process Management Journal. 12 (3), 2006, 281-298.
[24] Osterwalder, A., Pigneur, Y. Business Model Generation: A Handbook for Visionaries, Game Changers, and Challengers. Wiley, New Jersey. 2010.
[25] Kaplan, R.S., Norton, D.P. Strategy Maps: Converting Intangible Assets into Tangible Outcomes. Harvard Business Press, Boston, MA. 2004.
]26[ باقری ت.، دیواندری ع.، سید جوادین س. ر. «ارائه چهارچوبی برای مدل‌سازی بانکداری شرکتی در ایران»، چشم‌انداز مدیریت بازرگانی، 16 (32)، (1396)، 30،-13.
[27] Afuah, A. Business models—A strategic management approach (1st ed.). New York: McGrawHill. 2004.
[28] Yip, G.S. “Using strategy to change your business model”, Business Strategy Review. 15 (2), 2004, 17-24.
[29] Wirtz, B.W. Electronic Business. Gabler, Wiesbaden. 2000.
[30] Rajala, R., & Westerlund, M. “Business models: A new perspective on knowledge-intensive services in the Software Industry”, International Journal of Technoentrepreneurship. 1(1), 2007, 1–20.
[31] Teece, D.J. (2010), “Business Models, Business Strategy and Innovation”, Long Range Planning. 43(2-3), 2010, 172-194.
[32] Zott, C., & Amit, R. “Designing your future business model: An activity system perspective”, Long Range Planning. 43, 2010, 216-226.
[33] Wirtz, B.W., Göttel, V., & Daiser, P. “Business Model Innovation: Development, Concept and Future Research Directions”, Long Range Planning. 49 (1), 2106, 36- 54.
[34] Massa, L., Tucci, C. L., & Afuah, A. “A critical assessment of business model research”, Academy of Management Annals. 11(1), 2017, 73 104.
[35] Yip, A. W., & Bocken, N. M. “Sustainable business model archetypes for the banking industry”, Journal of Cleaner Production. 174, 2018, 150–169.
[36] Amudhan, S. Sayantani, B. Poornima, J. “Impact of digital transformation of banking sector in rurual areas”, Journal of Positive School Psychology. 6(2), 2022, 763- 771.
[37] Denise M. Rousseau, Joshua Manning & David Denyer. 11 Evidence in Management and Organizational Science: Assembling the Field’s Full Weight of Scientific Knowledge Through Syntheses, The Academy of Management Annals. 2:1, 2008, 475-515,
[38] Tranfield D, Denyer D, Smart P. Towards a methodology for developing evidence‐informed management knowledge by means of systemati c review. Br. J. Manage. 14, 2003, 207–22.
[39] Briner, R. B., Denyer, D., & Rousseau, D. M. “Evidence-based management: Concept cleanup time?”, The Academy of Management Perspectives. 23(4), 2009, 19–32.
[40] Moher, D., Shamseer, L., Clarke, M., Ghersi, D., Liberati, A., Petticrew, M., et al. “Preferred reporting items for systematic review and meta-analysis protocols (PRISMA-P) statement”, Systematic reviews. 4, 2015, 1-9.
]41[ فرادانش ه. «طبقه‌بندی الگوهای طراحی سازنده‌گرا بر‌اساس رویکردهای یادگیری و تدریس»، فصلنامه مطالعات تربیتی و روان‌شناسی دانشگاه فردوسی مشهد، 9 (2)، (1387)، 5-21.
]42[ مؤمنی‌راد، ا.، علی‌آبادی خ.، فرادانش ه.، مزینی ن. « تحلیل محتوای کیفی در آیین پژوهش: ماهیت، مراحل و اعتبار نتایج»، فصلنامه اندازه‌گیری تربیتی، 4(14)، (1392)، 187-222.
[43] Iheanachor, N., David-West, Y., & Umukoro, I. O. “Business model innovation at the bottom of the pyramid – A case of mobile money agents”, Journal of Business Research, 127, 2021, 96–107.
[44] Dasgupta, M. “Business Model Innovation: Responding to Volatile Business Environment in the Indian Banking Industry”, Journal of Asia-Pacific Business. 20(4), 2019, 260–280.
[45] Lähteenmäki, I., Nätti, S., & Saraniemi, S. “Digitalization-enabled evolution of customer value creation: An executive view in financial services”, Journal of Business Research. 146, 2022, 504–517.
[46] Lehrer, C., Wieneke, A., vom Brocke, J., Jung, R., & Seidel, S. “How Big Data Analytics Enables Service Innovation: Materiality, Affordance, and the Individualization of Service”, Journal of Management Information Systems, 35(2), 2018, 424-460.
[47] Boufounou, P., Mavroudi, M., Toudas, K., & Georgakopoulos, G. “Digital Transformation of the Greek Banking Sector in the COVID Era”, Sustainability. 14(19), 2022, 11855.
[48] Riyanto, A., Primiana, I., Yunizar, & Azis, Y. “Digital Branch: Banking Innovation in Indonesia to Face 4.0 Industry Challenges”, IOP Conference Series: Materials Science and Engineering, 662(7), 2019, 072002.
[49] Hanafizadeh, P., & Marjaie, S. “Exploring banking business model types: A cognitive view”, Digital Business. 1(2), 2021, 100012.