Volume 2, Issue 4 (2013)
ORMR 2013, 2(4): 45-63 |
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hoseinzadeh shahri M, ghadakforoushan M. Prioritizing of electronic banking’s risks from the view point of managers in public and private banks. ORMR 2013; 2 (4) :45-63
URL: http://ormr.modares.ac.ir/article-28-252-en.html
URL: http://ormr.modares.ac.ir/article-28-252-en.html
Abstract: (10744 Views)
The aim of this study is to investigate different risks of e-banking in private and public banks of Iran. Despite the certain benefits, e-banking carries tremendous risks. The major risks that are associated with e-banking are strategic, operational, legal and reputational risks. Security is considered the central operational risk of e-banking. For example; breach of security allowing unauthorized access to customer information can be classified as an operational risk, but it also exposes the bank to legal and reputational risks. The methodology used for this study is Questionnaire (AHP), and statistical software for data collection and analysis. Senior managers and vice-chancellor of private and public banks are the research population. Finally, based on the research findings, a few suggestions will be offered for electronic banks' risk management in public and private banks. Keywords: Electronic Banking, Strategic Risk, Operational Risk, Reputational Risk, Legal Risk
Article Type: scientific research |
Subject:
a
Received: 2013/05/11 | Accepted: 2013/02/19 | Published: 2013/08/19
Received: 2013/05/11 | Accepted: 2013/02/19 | Published: 2013/08/19
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